TROUGH / Money tools

Financial calculators.
A clearer money plan.

Turn your next “what if” into real numbers. Explore how saving, time and a few thoughtful choices can shape your future.

SIP

Choose the right calculator.

Start with the question you want to answer. Select a tool below to open it above.

For focused tools, explore investment planning or loan and EMI planning.

Know the assumptions behind the number.

Investment projections use an annual effective return converted to a monthly rate: (1 + annual return)1/12 − 1. SIPs happen at month end; step-ups apply after every 12 payments. Loan interest uses the quoted annual rate divided by 12. These are scenarios, not guaranteed outcomes. No inputs are sent to a server.

Tax calculator scope and source

FY 2025–26 / AY 2026–27 only. For resident salaried individuals under 60 with ordinary salary income up to ₹50 lakh. Enter eligible old-regime deductions and exemptions excluding the standard deduction; use gross taxable salary rather than CTC. New-regime deductions beyond the standard deduction are excluded. This tool does not handle capital gains, business income, senior-citizen slabs, surcharge or filing eligibility. Income Tax Department: slabs, rebate and deductions.

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