TROUGH / INVESTMENT PLANNER

Calculate your
investments.

A monthly habit. A one-time investment. A goal worth planning for. Put in your numbers and explore what your money could become.

Start with your numbers

Free to use · No sign-up · Calculated on your device

YOUR NUMBERS, YOUR PLAN

Where would you like to start?

Start with SIP for monthly investing, or choose another tool below.

SIP

FIND YOUR STARTING POINT

Different plans. The right tool.

I invest every monthExplore a regular SIP and the effect of time.I have money ready todayProject the growth of a one-time investment.I am saving for a goalEstimate the monthly amount needed, allowing for inflation.I am planning my future incomeBuild a retirement estimate, then explore withdrawals with SWP.

Understand the estimate.

These tools show scenarios, not guaranteed returns. Try a lower expected return as well as your main assumption. Investment projections convert an annual effective return into a monthly rate: (1 + annual return)^1/12 − 1. SIP contributions happen at month end, and step-up SIPs increase after every 12 payments.

Actual investments fluctuate. Fees, taxes and inflation are excluded unless the selected calculator explicitly includes them. Your inputs stay in this browser; copied links select a calculator and do not contain your amounts.

Which calculator should I use for investment returns?

Use SIP for recurring monthly investments, lump sum for money invested once, and CAGR to calculate the annualised growth between two values. CAGR does not account for intermediate deposits or withdrawals.

Does an expected return mean I will earn that amount?

No. It is an assumption used to explore a scenario. The calculator uses a constant rate; real returns vary and can be negative. No investment product or return is recommended by these tools.

Can I come back to a specific calculator?

Yes. Choose the calculator and use “Copy this calculator link”. The link opens that tool with its starting assumptions; it does not save your personal inputs.